Kreissparkasse Göppingen products, services and reviews

About Kreissparkasse Göppingen

Kreissparkasse Göppingen is a German public-law savings bank (Anstalt des öffentlichen Rechts) based in Göppingen, owned by the district (Landkreis) of Göppingen and part of the Sparkassen-Finanzgruppe. It primarily serves private customers, the self-employed, SMEs and local public institutions in its region, offering current and savings accounts, payment services, debit (girocard) and credit or debit cards, consumer loans and overdrafts, mortgage financing, and business banking with accounts, liquidity management, POS and merchant solutions, and financing. Securities custody and trading, investment funds and savings plans are provided via group partners such as DekaBank; building society products via LBS, insurance via SparkassenVersicherung, and leasing via group companies. Access is through a regional branch and self-service network with nationwide use of Sparkassen ATMs, plus online and mobile banking with strong customer authentication (e.g., chipTAN/pushTAN) and support for common mobile wallets. Account packages and cards generally carry monthly fees; additional charges can apply for certain transactions, withdrawals at non-network ATMs, international payments, and securities custody or orders, with current conditions set out in the bank’s published price list. Accounts can typically be opened online or in branch subject to identification and regulatory requirements; service and documentation are primarily in German. Deposits are protected by the recognized protection scheme of the Sparkassen-Finanzgruppe, which includes statutory deposit protection up to 100,000 EUR per depositor, and the bank is supervised under German banking regulation. The institution maintains a local focus, so product availability and eligibility criteria may be oriented toward residents and businesses in its service area, while digital channels cover standard retail and business needs.