Kreissparkasse Gotha products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Kreissparkasse Gotha
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Kreissparkasse Gotha
4.0
Germany
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About Kreissparkasse Gotha
Kreissparkasse Gotha is a public-law savings bank based in Gotha, Thuringia, with the district of Gotha as its public sponsor and a business focus defined by the Sparkassen regional principle. As part of the Sparkassen-Finanzgruppe, it provides retail and business banking including current accounts, savings and term deposits, consumer and mortgage lending, overdrafts, and services for SMEs such as business accounts, financing, merchant/POS solutions and cash management; investment and securities services are available via DekaBank, building society products via LBS, and insurance through group partners such as SV SparkassenVersicherung. Payments coverage includes SEPA transfers, instant payments where supported, domestic and international transfers, girocard and optional credit cards, contactless functionality, and mobile wallets (Apple Pay and Google Pay); customers have access to its own self-service devices and the nationwide Sparkassen ATM network. Digital channels include online banking and the Sparkasse app with pushTAN/chipTAN, a secure mailbox for statements and documents, card controls (e.g., block/unblock, limits) and online appointment booking; onboarding can be completed in branch or via remote identification where offered. Pricing follows the Sparkasse model with account packages that charge monthly maintenance and fees for specific services, governed by the bank’s price and service list; conditions vary by account and card. Deposits are protected by the German statutory deposit guarantee up to 100,000 euros per depositor and by the institutional protection scheme of the Sparkassen-Finanzgruppe; the bank is subject to BaFin and Deutsche Bundesbank supervision and PSD2 security requirements. The branch footprint and advisory services are oriented to the Gotha area; the regional focus and fee-based accounts may not align with users prioritizing nationwide in-person coverage from a single institution or zero-fee models common at direct banks.
Kreissparkasse Gotha Deposit guarantee scheme participation
Kreissparkasse Gotha participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Kreissparkasse Gotha Countries of operations
Kreissparkasse Gotha offers their savings products in Germany
Products offered by Kreissparkasse Gotha and interest rates
Kreissparkasse Gotha offers 6 deposits and 1 savings accounts in EUR.
Kreissparkasse Gotha offers the following fixed deposits in EUR in Germany: 0 months deposit - 0.4%; 12 months deposit - 0.01%; 24 months deposit - 0.01%; 36 months deposit - 0.11%.
Best interest rates in Germany
Fixed deposits offered by Kreissparkasse Gotha
Savings accounts offered by Kreissparkasse Gotha
Loans offered by Kreissparkasse Gotha
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Contacts
Address
Hauptmarkt 2, 99867 Gotha, Germany
Phone number
+49 3621 4010Website
kreissparkasse-gotha.deBank identifiers
BIC number
HELADEF1GTH
Name
Kreissparkasse Gotha
Country
Germany