Kreissparkasse Heilbronn products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Kreissparkasse Heilbronn

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank1471DE

Kreissparkasse Heilbronn

4.1

Germany

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Kreissparkasse Heilbronn

Kreissparkasse Heilbronn is a regional savings bank under public law serving private, business, and public-sector clients in Heilbronn and the surrounding region of Baden‑Württemberg as part of the Sparkassen-Finanzgruppe. Its product range covers everyday banking (current accounts with tiered monthly fees, debit cards on the girocard scheme, optional Mastercard or Visa credit/debit cards, domestic and international payments), savings and term deposits, consumer loans and overdrafts, mortgage and real estate financing (including access to KfW programs), and corporate services such as working capital lines, investment loans, cash management, POS and e-commerce payment solutions, and support for subsidies. Securities services are offered via the group’s brokerage and custody platforms with access to DekaBank funds; building society savings contracts are available via LBS Südwest; insurance is typically arranged through SV SparkassenVersicherung. Digital banking is provided via online banking and the Sparkasse mobile app with two-factor authentication (pushTAN or chipTAN); mobile wallet support for Apple Pay and Google Pay is available for eligible cards. Customers have branch access across the local area and can use the nationwide Sparkassen ATM network for cash withdrawals with the debit card; fees may apply at third-party machines and for some counter services. International transfers are processed via SEPA and SWIFT; foreign currency services and cross-border payments generally incur additional charges. Pricing depends on the chosen account model and usage, with separate fees common for cards, paper statements, and certain transactions; overdraft interest rates tend to be higher than standard loan rates. Accounts typically require identity verification and a German address; credit products are subject to affordability checks and SCHUFA information. Deposits are protected by the German statutory deposit guarantee up to 100,000 EUR per depositor per bank, supplemented by the Sparkassen institutional protection scheme designed to prevent insolvency within the group. Service and documentation are primarily in German.

Kreissparkasse Heilbronn Deposit guarantee scheme participation

Kreissparkasse Heilbronn participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Kreissparkasse Heilbronn Countries of operations

Kreissparkasse Heilbronn offers their savings products in Germany

Products offered by Kreissparkasse Heilbronn and interest rates

Kreissparkasse Heilbronn offers 5 deposits and 7 savings accounts in EUR.

Kreissparkasse Heilbronn offers the following fixed deposits in EUR in Germany: 0 months deposit - 0.4%; 12 months deposit - 1%; 24 months deposit - 1.5%; 36 months deposit - 1.75%; 48 months deposit - 2%; 60 months deposit - 2.5%.

Best interest rates in Germany

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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Fixed deposits offered by Kreissparkasse Heilbronn

Sales region:

Savings accounts offered by Kreissparkasse Heilbronn

Sales region:

Interest rate

Annual fee

Cashback

2.50%EUR

-No

2.00%EUR

-No

1.75%EUR

-No

1.25%EUR

-No

1.00%EUR

-No

0.40%EUR

-No

0.20%EUR

-No

Loans offered by Kreissparkasse Heilbronn

There are no products yet

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0

Contacts

Address

Sülmerstraße 20, 74072 Heilbronn, Germany

Phone number

+49 7131 640 0

Website

sparkasse-heilbronn.de

Bank identifiers

BIC number

HEISDE66

Name

Kreissparkasse Heilbronn

Country

Germany