Kreissparkasse Hildburghausen products, services and reviews

About Kreissparkasse Hildburghausen

Kreissparkasse Hildburghausen is a public-law savings bank headquartered in Hildburghausen and operates under the regional principle in the district of Hildburghausen, Thuringia; its public sponsor is the Landkreis Hildburghausen. It is part of the Sparkassen-Finanzgruppe and affiliated with the Deutscher Sparkassen- und Giroverband and the regional association Hessen-Thüringen, with institutional protection through the group’s protection scheme that meets statutory deposit guarantee requirements. The bank serves private, business, and public-sector clients with current accounts and payment services (including girocard and credit cards via group partners), cash supply through the nationwide Sparkassen ATM network, savings and term deposits, consumer and mortgage financing, SME lending and municipal banking, as well as securities brokerage and custody accounts with access to DekaBank investment products; building society savings are offered via LBS Hessen-Thüringen and insurance brokerage is available through Sparkassen-affiliated insurers such as SV SparkassenVersicherung. Digital access includes online banking and the Sparkasse mobile app with two-factor authentication methods (e.g., pushTAN and chipTAN), electronic statements, SEPA transfers and direct debits, and contactless payments, alongside in-branch service and advisory by appointment. Merchant services for card acceptance and point-of-sale solutions are available through Sparkassen group providers. Pricing follows the published Preis- und Leistungsverzeichnis, with account packages and product-specific fees and interest rates depending on usage and risk; conditions are updated periodically and subject to German regulatory requirements. The institution is supervised within the German banking framework by BaFin and the Deutsche Bundesbank and is subject to the governance and audit standards applicable to savings banks in the Sparkassen-Finanzgruppe.