Kreissparkasse Köln products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Kreissparkasse Köln

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank1476DE

Kreissparkasse Köln

4.1

Germany

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

A+

About Kreissparkasse Köln

Kreissparkasse Köln is a public-law savings bank (Anstalt des öffentlichen Rechts) within the German Savings Banks Finance Group, serving the Cologne metropolitan area and surrounding districts. Its product range covers current accounts, savings and term deposits, consumer and mortgage loans, securities custody and brokerage (with DekaBank fund distribution), building-society products via LBS, insurance mediation in cooperation with Provinzial, and payment services for businesses including POS and e-commerce acceptance. Distribution is via a regional branch network supported by online banking and the Sparkasse mobile app, with access to the nationwide Sparkassen ATM network; card products include Girocard and Mastercard/Visa, and Apple Pay and Google Pay are supported. Account models generally involve monthly maintenance fees and priced add-ons for cards and certain transactions; conditions vary by tariff and are set out in the bank’s schedule of fees, with cash withdrawals at Sparkassen ATMs typically free and third-party ATM usage incurring charges. Interest conditions on deposits and loans follow market levels and are adjusted periodically; public promotional programs (e.g., KfW) are available through the bank. Securities services include custody with percentage or flat-fee pricing and order execution via Sparkassen brokerage infrastructure, with investment services offered on an execution-only or advisory basis under MiFID II suitability rules. Digital security aligns with PSD2, using two-factor authentication methods (such as chipTAN/photoTAN/pushTAN) and 3D Secure for card transactions. Customer deposits are covered by the institutional protection scheme of the Sparkassen-Finanzgruppe, which is recognized under German law; the statutory deposit guarantee of up to EUR 100,000 per depositor applies. The institution is supervised by BaFin and the Deutsche Bundesbank and operates under German banking and consumer protection regulations. As a regionally focused bank, services are centered on its defined business territory and nationwide reach is primarily via digital channels; service availability, processing times, and product conditions can vary by branch and customer segment. Fees, rates, and eligibility criteria change over time, so prospective customers should review the current price list, interest notices, and product terms before opening an account or applying for credit.

Kreissparkasse Köln Deposit guarantee scheme participation

Kreissparkasse Köln participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Kreissparkasse Köln Countries of operations

Kreissparkasse Köln offers their savings products in Germany

Products offered by Kreissparkasse Köln and interest rates

Kreissparkasse Köln offers 9 deposits and 4 savings accounts in EUR.

Kreissparkasse Köln offers the following fixed deposits in EUR in Germany: 0 months deposit - 0.25%; 24 months deposit - 1.4%; 36 months deposit - 1.5%.

Best interest rates in Germany

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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Fixed deposits offered by Kreissparkasse Köln

Sales region:

Savings accounts offered by Kreissparkasse Köln

Sales region:

Interest rate

Annual fee

Cashback

1.25%EUR

-No

0.50%EUR

-No

0.25%EUR

-No

0.25%EUR

-No

Loans offered by Kreissparkasse Köln

There are no products yet

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0

Contacts

Address

Neumarkt 18/24, 50667, Köln, Germany

Phone number

+49 221 2277740

Website

ksk-koeln.de

Bank identifiers

BIC number

COKSDE33

Name

Kreissparkasse Köln

Country

Germany