Kreissparkasse Märkisch-Oderland products, services and reviews

About Kreissparkasse Märkisch-Oderland

Kreissparkasse Märkisch-Oderland is the public savings bank for the Märkisch-Oderland district in Brandenburg, organized as an institution under public law and owned by the district. It serves private, business, and municipal customers through a regional branch and ATM network and via digital channels, including online banking and the Sparkassen app with pushTAN and chipTAN authentication. The offering includes fee-based current accounts, debit cards (Sparkassen-Card/girocard) and optional credit cards, domestic and SEPA payments, cash services, consumer loans and overdrafts, mortgage financing, and solutions for small and medium-sized enterprises such as business accounts, payments, liquidity financing, and public-sector lending. It distributes savings and investment products (e.g., savings plans and DekaBank funds), building-society contracts via LBS, and insurance products through partners in the Sparkassen-Finanzgruppe; POS solutions and leasing can be arranged within the group. Prices, interest rates, and conditions are set out in the bank’s price list and vary by product and usage. As a member of the Sparkassen-Finanzgruppe, deposits are protected by the group’s institutional protection scheme, which is recognized under German law as a deposit guarantee scheme with coverage up to 100,000 euros per depositor, and the institutional scheme also aims to prevent member insolvency. The bank is supervised by BaFin and the Deutsche Bundesbank and operates under a public-service mandate to provide basic banking services and support the regional economy.