Kreissparkasse Nordhausen products, services and reviews

About Kreissparkasse Nordhausen

Kreissparkasse Nordhausen is a regional public-law savings bank (Anstalt des öffentlichen Rechts) based in Nordhausen, Thuringia, serving retail, business, and public-sector customers in the district. It belongs to the Sparkassen-Finanzgruppe and the regional Sparkassen- und Giroverband Hessen-Thüringen, is supervised under German banking regulation (BaFin and Deutsche Bundesbank), and participates in both the statutory deposit guarantee (up to 100,000 euros per depositor) and the group’s institutional protection scheme. The bank offers current accounts for private and business customers, youth and student options, payment cards (Girocard and common credit card brands) with contactless and 3‑D Secure, and supports SEPA transfers and direct debits; international payments are available, and cash withdrawals are possible across the nationwide Sparkassen ATM network. Digital services include online banking with chipTAN and pushTAN, the Sparkasse mobile app, e-documents, and remote identification for onboarding where offered; Apple Pay and Google Pay are supported across the group. Lending covers consumer credit, overdrafts, mortgage and construction financing, and financing for SMEs and self-employed customers, including access to promotional programs such as KfW where applicable. Savings and investment products include classic savings accounts, term deposits, building society contracts via LBS Hessen-Thüringen, securities accounts and investment funds distributed via DekaBank, and online brokerage services offered within the group. Insurance brokerage is available through group partners, including SV SparkassenVersicherung for the region, and merchant services (e.g., card acceptance, e-commerce payments, POS terminals) are provided via Sparkassen group providers such as PAYONE; leasing solutions are accessible through Deutsche Leasing. Fees, interest rates, and limits are set out in the bank’s Preis- und Leistungsverzeichnis and may apply to account packages, cards, paper statements, certain transfers, overdrafts, out-of-network ATM use, and foreign transactions; current conditions are published by the bank. The institution operates branches and self-service machines in its service area, offers service by phone and secure messaging, and conducts customer due diligence under the German Anti-Money Laundering Act and data processing under GDPR. For capital markets and international services, the bank works within the Sparkassen network, including with Landesbank Hessen‑Thüringen (Helaba) and other group companies.