Kreissparkasse Reutlingen products, services and reviews

About Kreissparkasse Reutlingen

Kreissparkasse Rhein-Hunsrück is a public-law savings bank for the Rhein-Hunsrück district in Rhineland-Palatinate, operating a local branch and self-service network with headquarters in Simmern/Hunsrück and belonging to the Sparkassen-Finanzgruppe. It offers standard retail and business banking services including current accounts, savings and term deposits, consumer and mortgage lending, and corporate financing for SMEs and public-sector clients. Securities custody and investment funds are provided via group partners such as DekaBank, with building society products typically available through LBS and insurance solutions via Sparkassen network providers. Digital channels include online banking and the Sparkasse mobile app with two-factor authentication (pushTAN or chipTAN), contactless payments, and card management; SEPA transfers are standard, and mobile wallet options like Apple Pay and Google Pay are generally supported for eligible cards. Customers have access to the nationwide Sparkassen ATM network; cash withdrawals outside that network may incur fees. Pricing usually follows tiered account models with monthly maintenance charges and additional fees for services such as paper statements, extra cards, instant transfers, and certain counter transactions; conditions depend on the chosen package and usage. Deposits are protected by the statutory German deposit guarantee up to 100,000 euros per depositor and by the Sparkassen-Finanzgruppe’s institutional protection scheme (Haftungsverbund). The bank is subject to supervision by BaFin and the Deutsche Bundesbank. Availability of products and opening hours vary by location, and some offerings may be limited to residents or local businesses.