Kreissparkasse Rhein-Hunsrück products, services and reviews

About Kreissparkasse Rhein-Hunsrück

Kreissparkasse Reutlingen is a regional German savings bank organized under public law that serves private, business, and public-sector customers in the district of Reutlingen (Baden‑Württemberg). As part of the Sparkassen-Finanzgruppe, it offers current accounts, savings and term deposits, consumer and mortgage lending, construction financing, corporate loans and cash management for SMEs, as well as payment services and merchant acquiring via group providers; securities custody, brokerage, and investment funds are available through the group’s channels (e.g., Deka and S Broker), building society products are typically offered with LBS, and insurance solutions are distributed via SV SparkassenVersicherung. Customers have access to online and mobile banking through the Sparkassen platforms, including authentication via chipTAN or pushTAN, card and contactless payments, and support for major mobile wallets; cards typically include a girocard and optional Mastercard or Visa credit/debit products. The bank operates a local branch and self-service network across its catchment area and provides nationwide cash withdrawals through the Sparkassen ATM network. International and domestic transfers are supported via SEPA and SWIFT, with foreign currency services available where applicable. Pricing follows account and service packages with published fees and interest conditions; specific rates, account models, and eligibility criteria (e.g., for youth or student accounts) are set out in its current schedule of prices and services. Kreissparkasse Reutlingen is supervised by BaFin and the Deutsche Bundesbank and participates in the institutional protection scheme of the German Savings Banks Finance Group, which is officially recognized as a deposit guarantee scheme and generally protects eligible deposits up to 100,000 EUR per depositor per institution. The bank operates under a regional public mandate, is locally owned (Landkreis Reutlingen), and aligns central services within the Sparkassen group framework for payments, capital markets, and liquidity management.