Kreissparkasse Reutlingen products, services and reviews

About Kreissparkasse Reutlingen

Kreissparkasse Reutlingen is a public-law savings bank serving the city and district of Reutlingen in Baden-Württemberg. As part of the Sparkassen-Finanzgruppe and a member of the regional Sparkassenverband Baden-Württemberg, it provides retail and business banking including fee-based current accounts, payment cards (girocard and credit cards), cash supply via the nationwide Sparkassen ATM network, online and mobile banking (Sparkasse app with pushTAN/chipTAN and strong customer authentication), SEPA and international transfers, and optional real-time payments where available. For individuals it offers overdrafts, consumer loans, mortgages, savings and term-deposit products, building-society contracts via LBS Südwest, securities custody and brokerage with access to DekaBank funds and other instruments, and insurance products placed through Sparkassen group partners such as SV SparkassenVersicherung; investment and insurance products are subject to their own risks, costs and conditions. Corporate and SME clients have access to operating accounts and cash management, merchant acquiring and POS solutions, financing for working capital and investment (including KfW and L‑Bank programs), commercial real estate lending, leasing via group companies, and standard trade and foreign-payment services. Access is through a regional branch and self-service network supplemented by telephone service and digital channels; branch locations, opening hours and service scope vary by site. Pricing follows published schedules in the Preis- und Leistungsverzeichnis, with account packages, transaction and card fees, and charges for using third-party ATMs; conditions depend on the chosen model and customer profile. Kreissparkasse Reutlingen is supervised by BaFin and the Deutsche Bundesbank and participates in the institutional protection scheme of the Sparkassen-Finanzgruppe, which is officially recognized for deposit guarantee purposes; statutory protection of up to EUR 100,000 per depositor, per bank, applies under the EU Deposit Guarantee Scheme, and the institutional scheme aims to prevent insolvency within the group. Complaints and dispute resolution can be pursued through the bank’s internal process and the German Savings Banks ombudsman procedure; details are provided on the bank’s website. The institution’s mandate centers on serving households, self-employed and SMEs in its home region; it has no international branch network.