Kreissparkasse Saarlouis products, services and reviews

About Kreissparkasse Saarlouis

Kreissparkasse Saarlouis is a publicly owned savings bank serving the Saarlouis district in Saarland and is part of the Sparkassen-Finanzgruppe, operating under a regional mandate with a focus on retail, small business, and public-sector clients. Its product range covers current accounts with package-based pricing, girocard debit and optional credit cards, savings and term deposits, consumer loans, mortgages, and financing for SMEs, alongside cash services and payment solutions. Digital banking is provided via the Sparkasse online platform and mobile app with PSD2-compliant two-factor authentication (e.g., pushTAN/chipTAN), e-statements, and standard SEPA payments; support for common mobile wallets and instant transfers follows group-wide capabilities. Customers have access to the nationwide Sparkassen ATM network for withdrawals and to local self-service terminals for deposits; transactions at third-party ATMs typically incur fees. Investment and securities services are offered through Sparkassen partners such as DekaBank and the group’s brokerage, and insurance is available via regional Sparkassen-affiliated insurers in Saarland. Business clients can use cash management, POS terminals, working-capital financing, and public development bank programs (e.g., KfW) arranged through the bank. Pricing and service features are governed by a published fee schedule, with charges for account packages, cards, and certain transactions outside included allowances. Kreisssparkasse Saarlouis is supervised by BaFin and the Deutsche Bundesbank; deposits are protected by the statutory German deposit guarantee up to EUR 100,000 per depositor and by the Sparkassen institutional protection scheme designed to prevent insolvency. Branch and service hours reflect local demand and ongoing branch network consolidation seen across the sector.