Kreissparkasse Traunstein-Trostberg products, services and reviews

About Kreissparkasse Traunstein-Trostberg

Kreissparkasse Traunstein-Trostberg is a German public-law savings bank serving private and corporate customers in the Traunstein/Trostberg area of Bavaria. It is part of the Sparkassen-Finanzgruppe and participates in the group’s institutional protection scheme. The bank offers standard retail services including current accounts with debit and credit card options, savings and term deposits, overdrafts and consumer loans, home financing, and building savings via group partners, as well as securities custody and investment funds distributed through DekaBank. Business services include business accounts and cash management, merchant acquiring and POS solutions, corporate cards, financing for working capital and investment projects, access to promotional loans (e.g., via KfW), and leasing or factoring through affiliated group companies. Access channels comprise a regional branch and self-service network, online banking and the Sparkasse app with strong customer authentication (pushTAN/chipTAN), SEPA credit transfers including instant payments where available, and support for common mobile wallets. Cash withdrawals are possible across the nationwide Sparkassen ATM network; out-of-network use and counter services are charged according to the bank’s published schedule of prices and services. Insurance and additional financial services are provided with Sparkassen-Finanzgruppe partners; investment products involve risks and costs, and lending depends on creditworthiness. Account opening and ongoing service comply with German identification and anti-money-laundering requirements, and availability of certain products may be limited to customers within the bank’s market area. Prices, interest rates, and product features are set by the bank and may change; customers should consult the current price list and product disclosures.