Mainzer Volksbank e.G. products, services and reviews

About Mainzer Volksbank e.G.

Mainzer Volksbank e.G. is a cooperative bank based in Mainz, Germany, operating within the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken and supervised by BaFin and the Deutsche Bundesbank. It serves private, self-employed, and corporate clients in Mainz and the surrounding region, offering current accounts, savings and term deposits, consumer loans, mortgages and construction finance, and services for SMEs such as business accounts, working capital and investment loans, and cash management. Payment services include SEPA transfers, direct debits, standing orders, card payments, and international transfers; cash supply and deposit services are available at branches and self-service terminals, and customers can use the cooperative group’s nationwide BankCard ServiceNetz ATMs. Card products include Girocard debit and credit cards issued through the cooperative group, with contactless payments and strong customer authentication for e-commerce. Digital banking is available via online banking and the VR BankingApp with two-factor authentication (app-based or chipTAN); securities brokerage and custody, investment funds, building society savings, insurance, and merchant acquiring are provided directly or via specialist entities in the cooperative group. As a registered cooperative, customers can become members by subscribing cooperative shares and obtain voting rights; any dividend on shares is subject to annual results and the general meeting. Deposits are covered by the institutional protection schemes of the German cooperative financial network, including the statutory deposit guarantee via BVR Institutssicherung GmbH up to 100,000 EUR per depositor and an additional protection scheme. Pricing for accounts, cards, and services follows the bank’s published schedule; eligibility and identification follow German regulatory requirements.