Mittelbrandenburgische Sparkasse in Potsdam products, services and reviews

About Mittelbrandenburgische Sparkasse in Potsdam

Mittelbrandenburgische Sparkasse in Potsdam is a regional savings bank organized under public law with its seat in Potsdam and a branch and ATM network across parts of central Brandenburg. It serves retail clients, self-employed, SMEs, and municipalities with standard German savings bank products: current accounts, savings and term deposits, consumer and auto loans, overdrafts, residential mortgages, and corporate financing. Securities custody and brokerage are offered via the Sparkassen-Finanzgruppe, typically with DekaBank funds, and real estate services and building society contracts are available through group partners such as LBS. Payment services include SEPA transfers, instant payments where enabled, girocard and debit cards, and optional Visa/Mastercard credit cards; contactless and mobile wallet support (e.g., Apple Pay/Google Pay) is generally available through Sparkasse apps. Business banking covers accounts, payment acceptance, POS terminals, e-commerce acquiring, and leasing/factoring via Sparkassen group companies. Pricing follows the common Sparkasse model with account packages and separate fees for selected services, cash withdrawals outside the Sparkassen network, and paper-based transactions; conditions vary by account type and channel. The bank offers online and mobile banking, video identification, and advisory appointments in-branch or remotely, with service primarily in German. As a member of the Sparkassen-Finanzgruppe, it participates in the institutional protection scheme recognized as a deposit guarantee, and is supervised in Germany by BaFin and the Deutsche Bundesbank under applicable banking and state savings bank laws. Account opening typically requires standard identification under German AML rules and is focused on customers with a regional connection.