NIBC BANK N.V. Zweigniederlassung Frankfurt am Main products, services and reviews

About NIBC BANK N.V. Zweigniederlassung Frankfurt am Main

NIBC BANK N.V. Zweigniederlassung Frankfurt am Main is the German branch of Dutch lender NIBC Bank N.V., serving two main segments: retail savings for private customers and corporate lending for mid-sized businesses. On the retail side, it operates under the NIBC Direct brand, offering online savings products such as call money and fixed-term deposits, managed via online banking without a branch network and typically linked to a customer’s external reference account; product terms, required minimums, and interest rates are set by the bank and can change over time. Accounts opened with the German branch are deposits of NIBC Bank N.V. and are protected by the Netherlands deposit guarantee scheme up to 100,000 euros per depositor, with the scheme administered in the Netherlands rather than by German deposit protection. As a cross-border EU branch, the entity is primarily supervised by De Nederlandsche Bank and the Dutch market regulator, with certain reporting and conduct oversight in Germany by BaFin and the Deutsche Bundesbank. For German-resident savers, the branch generally acts as withholding agent for interest income, deducting capital gains tax, solidarity surcharge, and church tax where applicable; customers can typically submit exemption orders or non-assessment certificates according to German rules. Corporate banking activities in Germany focus on financing solutions common to NIBC’s profile, including lending to mid-market clients and selected real assets sectors, arranged out of Frankfurt in coordination with the parent in the Netherlands. Service is provided through digital channels and German-language customer support; identification and account opening follow standard German KYC procedures. Prospective customers should review current product terms, fee schedules, and regulatory disclosures on the bank’s German website and verify coverage details with the Dutch deposit guarantee scheme before placing funds.