Pommersche Volksbank eG products, services and reviews

About Pommersche Volksbank eG

Pommersche Volksbank eG is a regional cooperative bank (eingetragene Genossenschaft) operating in northeastern Germany, serving customers in the Pomerania area of Mecklenburg-Vorpommern. As part of the cooperative FinanzGruppe Volksbanken Raiffeisenbanken with DZ BANK as central institution, it offers retail and SME banking including current accounts, savings and term deposits, consumer and mortgage lending, business loans and overdrafts, cash management, and payment services with girocard and major credit card options. Access is provided via local branches, online banking, and the VR Banking App, with cash withdrawals available across the BankCard ServiceNetz of cooperative ATMs; fees, interest rates, and limits are set out in the bank’s Preis- und Leistungsverzeichnis and vary by account model. Securities custody and investment funds are typically provided through group partners such as Union Investment, while insurance is available through R+V Versicherung; leasing and factoring solutions may be arranged via affiliated group companies. The bank is supervised under German and EU banking regulation (BaFin/Deutsche Bundesbank), with deposits protected up to 100,000 EUR per depositor by the statutory BVR Institutssicherung; the cooperative group also maintains an institutional protection scheme aimed at stabilizing member institutions. Customers can become members by subscribing cooperative shares, which confer voting rights in the general assembly; membership is not a prerequisite for holding an account. Branch hours, identification requirements, and product availability can differ by location.