PSD Bank München eG products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by PSD Bank München eG

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank1613DE

PSD Bank München eG

4.1

Germany

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About PSD Bank München eG

PSD Bank München eG is a regionally focused cooperative direct bank headquartered in Munich and part of the PSD Banking Group within the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. The institution concentrates on retail customers in southern Bavaria and operates mainly via online, mobile, and telephone channels, supplemented by limited in-person advisory locations. Its product suite typically includes current accounts, payment cards, savings and term deposits, consumer loans, mortgage financing, and securities services offered through cooperative partners; insurance and building society products are available via group-affiliated providers. Accounts and loans are generally subject to regional eligibility, identification, and credit checks, with pricing and conditions set out in the bank’s published schedule of fees and terms. Cash access is provided through the nationwide cooperative ATM network, and payment services cover standard SEPA transactions and contactless card usage; strong customer authentication is applied in line with PSD2 requirements. As a cooperative, customers can acquire shares to become members with voting rights, and dividends on cooperative shares, if any, depend on annual results and the general meeting’s resolution. Deposits are protected by the BVR Institutssicherung GmbH (statutory deposit guarantee up to 100,000 euros per depositor) and additionally by the voluntary BVR Sicherungseinrichtung, and the bank is supervised by BaFin and the Deutsche Bundesbank. The bank’s business model emphasizes digital access with a limited branch footprint, a regional focus for onboarding, and product distribution aligned with the cooperative financial network’s platforms and partners.

PSD Bank München eG Deposit guarantee scheme participation

PSD Bank München eG participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

PSD Bank München eG Countries of operations

PSD Bank München eG offers their savings products in

Products offered by PSD Bank München eG and interest rates

PSD Bank München eG offers 0 deposits and 0 savings accounts in .

Best interest rates in Germany

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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00

Loans offered by PSD Bank München eG

There are no products yet

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Contacts

Address

Arnulfstraße 15, 80335 Munich, Germany

Phone number

+49 89 746480 0

Website

psd-muenchen.de

Bank identifiers

BIC number

GENODEF1P14

Name

PSD Bank München eG

Country

Germany