Raiffeisen-Volksbank Donauwörth eG products, services and reviews

About Raiffeisen-Volksbank Donauwörth eG

Raiffeisen-Volksbank Donauwörth eG is a cooperative bank based in Donauwörth, Bavaria, and part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. It provides retail and business banking services including current accounts, savings and term deposits, domestic and cross-border payments (SEPA/SWIFT), debit and credit cards, and access to a nationwide network of cooperative ATMs. Lending covers consumer loans, mortgages, commercial and agricultural financing, and it offers investment and securities services via group partners such as Union Investment and DZ BANK, insurance via R+V Versicherung, and building society savings through Bausparkasse Schwäbisch Hall. Online and mobile banking are available via the VR BankingApp and web banking with PSD2-compliant strong customer authentication; additional services may include merchant acquiring, cash management, and safe deposit boxes depending on location and agreement. Deposits are covered by the statutory German deposit guarantee up to 100,000 EUR per depositor via the BVR Institutssicherung; the bank also participates in the cooperative sector’s institutional protection scheme. Governance follows cooperative principles with member shares and voting rights in the general meeting. The institution is supervised by BaFin and the Deutsche Bundesbank and operates on the cooperative network’s payment and IT infrastructure. Account types, eligibility, and pricing are defined by published terms and conditions and may vary by customer segment and product.