Raiffeisen-Volksbank Oder-Spree eG products, services and reviews

About Raiffeisen-Volksbank Oder-Spree eG

Raiffeisen-Volksbank Oder-Spree eG is a German cooperative bank (eingetragene Genossenschaft) serving the Oder-Spree region of Brandenburg within the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. Its product range covers day-to-day retail and SME banking, including current and savings accounts, SEPA payment services, girocard and credit cards, consumer and mortgage loans, and corporate financing; it distributes group partner products such as building society savings and home finance via Bausparkasse Schwäbisch Hall, investment funds via Union Investment, insurance from R+V, and leasing or factoring through affiliated providers. Customers have access to online banking and the VR Banking app with two-factor authentication options such as VR SecureGo plus or chipTAN/sm@rtTAN, and can withdraw cash at the cooperative BankCard ServiceNetz of ATMs in Germany; fees for accounts, cards, and out-of-network withdrawals follow the bank’s price and service schedule. Securities custody and brokerage are available via the cooperative group infrastructure, and advisory and cash services are provided through local branches, while selected products support digital onboarding; availability and opening hours vary by location. As a cooperative institution, it offers membership through subscribed shares, with any dividend depending on the annual results and members’ resolution. Deposits are protected by the statutory German deposit guarantee up to 100,000 EUR per depositor via BVR Institutssicherung GmbH, and the bank also participates in the institutional protection scheme of the National Association of German Cooperative Banks (BVR). The institution is supervised by BaFin and the Deutsche Bundesbank; conditions, fees, and interest rates are subject to change and are set out in the current Preis- und Leistungsverzeichnis and product disclosures.