Raiffeisenbank Aidlingen eG products, services and reviews

About Raiffeisenbank Aidlingen eG

Raiffeisenbank Aidlingen eG is a regional cooperative bank based in Aidlingen, Baden‑Württemberg, and part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. Operating under the cooperative model (eG) and supervised by BaFin and the Deutsche Bundesbank, it focuses on retail and small‑business banking, offering current accounts, savings and time deposits, consumer and home loans, payment services, and access to investment and insurance products via group partners such as Union Investment, R+V Versicherung, and Bausparkasse Schwäbisch Hall. Digital access is provided through online banking and the VR Banking App with PSD2‑compliant strong customer authentication; cash withdrawals are available across the nationwide cooperative ATM network, while third‑party ATM use can incur fees. Pricing typically follows a package structure with monthly account fees and potential charges for cards, paper statements, real‑time transfers, and overdrafts; exact conditions depend on the chosen account model and are set out in the bank’s price list. The bank supports SEPA payments and routes international transfers through the cooperative network; foreign‑currency services are more limited than at larger institutions. Deposits are protected up to 100,000 EUR per depositor by the statutory deposit guarantee, and the institution also participates in the BVR institutional protection scheme; cooperative membership shares, where offered, are not deposits and carry separate risks and terms. Business customers can access POS and merchant acquiring via VR Payment and financing solutions through group companies. Product availability, card types, and mobile wallet compatibility vary by account and issuer, and eligibility and identification requirements apply; prospective customers should review the current terms and fee schedule and, if switching, use the legally mandated account switching service.