Raiffeisenbank Aindling eG products, services and reviews

About Raiffeisenbank Aindling eG

Raiffeisenbank Aindling eG is a regional cooperative bank based in Aindling, Bavaria, operating within the Volksbanken Raiffeisenbanken network and focusing on retail and small-business banking in its local area. The bank offers standard current accounts, savings and term deposit options, consumer and mortgage lending, business accounts and financing, and securities brokerage, along with insurance and building society products provided through the cooperative financial network. Access is via local branches, self-service terminals, online banking, and a mobile app with strong customer authentication; cash services are available through the nationwide cooperative ATM network, while fees may apply at third-party machines and for certain paper-based services. Pricing and interest conditions are set out in the bank’s Preis- und Leistungsverzeichnis, with account models typically differing by monthly fee, included transactions, and add-ons such as cards or e-statements. As a cooperative, customers can become members by purchasing shares, gaining voting rights and the possibility of a dividend subject to annual results and a members’ resolution. Deposits are protected up to 100,000 EUR per depositor under the statutory scheme recognized in Germany, and the bank also belongs to the institutional protection system of the cooperative sector. Cross-border payments are available via SEPA and, where offered, SWIFT; foreign currency services and investment products are provided under separate conditions and risk disclosures. The institution is subject to supervision by BaFin and the Deutsche Bundesbank.