Raiffeisenbank Altdorf-Ergolding eG products, services and reviews

About Raiffeisenbank Altdorf-Ergolding eG

Raiffeisenbank Altdorf-Ergolding eG is a regional cooperative bank in the Landshut area of Bavaria, operating a local branch network and serving private and business customers. As part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken, it offers current accounts, savings and term deposits, consumer and mortgage financing, corporate and agricultural lending, payment services, and access to securities, investment funds, and insurance products via group partners such as DZ BANK, Union Investment, Bausparkasse Schwäbisch Hall, and R+V Versicherung. Digital access includes online banking and the VR BankingApp; cash withdrawals are available at ATMs in the BankCard ServiceNetz. Business services cover accounts, liquidity management, and merchant payment acceptance provided through cooperative group providers. Pricing for accounts, cards, transactions, and custody services depends on the chosen model and is set out in the price and service schedule; interest rates and fees are subject to change. Deposits are protected up to 100,000 euros per depositor under the statutory German scheme implemented by BVR Institutssicherung; the cooperative institutional protection scheme also aims to prevent insolvency within the group. The bank operates under German banking law and is supervised by BaFin and the Deutsche Bundesbank. As a cooperative (eG), customers may acquire shares and voting rights; any dividend on cooperative shares is discretionary and not guaranteed.