Raiffeisenbank Alteglofsheim-Hagelstadt eG products, services and reviews

About Raiffeisenbank Alteglofsheim-Hagelstadt eG

Raiffeisenbank Alteglofsheim-Hagelstadt eG is a local German cooperative bank serving private and business customers in and around Alteglofsheim and Hagelstadt (Regensburg district, Bavaria). As part of the Volksbanken Raiffeisenbanken network, it provides standard retail and SME services: current accounts, savings and term deposits, consumer and business loans, mortgages, securities brokerage and custody via the cooperative sector, building society savings, and insurance products typically placed through group partners. Payment services include girocard and credit cards, SEPA transfers, and international payments; cards issued within the cooperative network support contactless and mobile wallet use (e.g., Apple Pay and Google Pay) depending on card type. Access is via local branches, phone, online banking, and the VR Banking App, with cash services available through the nationwide ATM network of the cooperative group. Online banking uses strong customer authentication under PSD2, and cards use EMV chip and PIN; deposits are protected by the statutory German deposit guarantee (up to EUR 100,000 per depositor) through BVR Institutssicherung GmbH and by the institutional protection scheme of the National Association of German Cooperative Banks (BVR). The bank is organized as an eG (eingetragene Genossenschaft); customers can become members by acquiring cooperative shares, with voting rights and any dividend subject to the annual resolution. Pricing, account models, lending terms, and product availability are set locally and can differ from other cooperative banks, reflecting the bank’s regional scope and risk policies.