Raiffeisenbank Altschweier eG products, services and reviews

About Raiffeisenbank Altschweier eG

Raiffeisenbank Altschweier eG is a regional cooperative bank in Baden‑Württemberg that operates within the Volksbanken Raiffeisenbanken network and focuses on retail and small business customers in its local area. As a Genossenschaftsbank, it is owned by members who can subscribe cooperative shares and generally exercise one vote per member, with governance and disclosures set out in its statutes and annual reports. The bank offers standard German retail banking services, including current accounts, savings and term deposits, consumer loans, mortgages, and overdrafts, alongside business accounts, working‑capital and investment financing, and payment solutions for merchants via group partners. Access is provided through local branches, online banking, and a mobile app infrastructure used across the cooperative network, with two‑factor authentication in line with PSD2; cash services and ATM withdrawals are available via the VR‑BankCard/ServiceNetz network. Securities and investment funds, building‑society savings, leasing, and insurance products are typically distributed in cooperation with affiliated companies in the cooperative financial group. Pricing depends on the selected account or service package and is defined in the bank’s price and service list; cash handling, cards, and electronic payments may incur separate fees. Deposits are protected under the institutional protection scheme of the German cooperative sector that fulfills the EU Deposit Guarantee Scheme Directive requirements (statutory coverage up to 100,000 EUR per depositor), with additional support from the sector’s protection system. The bank is subject to supervision by BaFin and the Deutsche Bundesbank and participates in SEPA for domestic and cross‑border euro payments.