Raiffeisenbank Aresing-Gerolsbach eG products, services and reviews

About Raiffeisenbank Aresing-Gerolsbach eG

Raiffeisenbank Aresing-Gerolsbach eG is a regional German cooperative bank serving customers in and around Aresing and Gerolsbach as part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. As an eingetragene Genossenschaft (eG), it is owned by member-customers who can purchase cooperative shares and exercise voting rights at the annual general meeting. The bank provides retail and small-business services including current and savings accounts, SEPA payments and standing orders, Girocard, credit cards offered via cooperative partners, consumer loans and overdrafts, mortgage financing and homebuilding products (including building society contracts typically via Bausparkasse Schwäbisch Hall), securities custody and fund distribution (commonly via Union Investment), and insurance brokerage (R+V Versicherung). Business clients have access to accounts, financing, and merchant services including POS acquiring through VR Payment. Access channels include local branches with self-service zones and ATMs, phone support, and digital banking via the group’s VR Banking app and online platform; authentication follows PSD2 strong customer authentication, and contactless and mobile wallet payments may be supported where enabled. Pricing is set out in the legally required Preis- und Leistungsverzeichnis, with account maintenance fees and transaction-based charges depending on the chosen package. The bank is supervised by BaFin and the Deutsche Bundesbank. Deposits are protected up to 100,000 euros per depositor by BVR Institutssicherung; the cooperative institutional protection scheme provides an additional safety net within the group.