Raiffeisenbank Arnstorf eG products, services and reviews

About Raiffeisenbank Arnstorf eG

Raiffeisenbank Arnstorf eG is a regional cooperative bank based in Arnstorf (Lower Bavaria) and part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. It concentrates on retail and small-business banking in its catchment area, offering current accounts, savings products, consumer and mortgage lending, and financing for SMEs and agriculture, alongside securities custody and fund savings plans (typically via Union Investment), building-society products and home finance (via Bausparkasse Schwäbisch Hall), and insurance brokerage (via R+V Versicherung). Cash services are provided through its branches and ATMs and the wider network of cooperative bank cash machines; card packages generally include a girocard with optional debit/credit cards issued with group partners, and contactless or mobile payments may be available depending on the card. Digital access is delivered through online banking and the VR BankingApp with multi-factor TAN procedures (such as app- or device-based TAN), e-statements, and standard SEPA transfers; features and limits depend on the selected account model. Business customers can obtain accounts, payment and POS solutions, working-capital and investment finance, and guidance on public subsidy programs. The cooperative structure allows membership via shares with voting rights and potential dividend distributions subject to annual results. The bank is supervised by BaFin and the Deutsche Bundesbank, and deposits are protected within the cooperative institutional protection scheme of BVR Institutssicherung GmbH, which also fulfills the statutory deposit guarantee up to 100,000 euros per depositor. Pricing, interest, and eligibility are set locally and vary by product and customer segment; the branch footprint reflects the regional focus, so physical access is concentrated in the home market, and some services may require in-person identification or consultation.