Raiffeisenbank Aschau-Samerberg eG products, services and reviews

About Raiffeisenbank Aschau-Samerberg eG

Raiffeisenbank Aschau-Samerberg eG is a regional cooperative bank based in the Rosenheim district of Bavaria, serving customers in and around Aschau im Chiemgau and the Samerberg area. As an eingetragene Genossenschaft (eG), it operates under the cooperative model and is part of the Volksbanken Raiffeisenbanken network within the BVR/DZ BANK Group. The bank provides standard retail and SME services, including current accounts, savings and term deposits, consumer and mortgage lending, business financing, payments, and card services, with cash access via the BankCard ServiceNetz ATM network. Online banking and the VR Banking app provide digital access to accounts and payment functions; securities custody and investment products, as well as building-savings and insurance solutions, are offered through providers within the cooperative financial group. Deposits are covered by Germany’s statutory deposit guarantee up to 100,000 euros per depositor, and the BVR Institutssicherung functions as an institutional protection scheme for member institutions. Pricing, interest rates, and eligibility criteria are set out in the bank’s price and service schedule and follow applicable PSD2, SEPA, and consumer-disclosure rules. Governance follows cooperative principles with member shares and voting rights, overseen by a management board and supervisory board in accordance with German cooperative banking regulations. The bank maintains a local-branch service model complemented by appointments and remote channels, and it is supervised by BaFin and the Deutsche Bundesbank.