Raiffeisenbank Aschberg eG products, services and reviews

About Raiffeisenbank Aschberg eG

Raiffeisenbank Aschberg eG is a locally focused, member-owned cooperative bank operating within the Volksbanken Raiffeisenbanken network in Germany. It provides standard retail and SME services including current accounts, savings and term deposits, debit and credit cards, domestic and SEPA payments, and financing for consumer, real estate, agricultural, and business purposes, with public subsidy programs (e.g., KfW) typically available where applicable. Digital access is offered via online banking and the VR Banking App with PSD2-compliant strong customer authentication; card payments generally support contactless and common mobile wallets where enabled. Investment and insurance products are commonly delivered through cooperative partners such as Union Investment (funds), R+V Versicherung (insurance), and Bausparkasse Schwäbisch Hall (building savings), with securities custody and brokerage available subject to fees and MiFID II process requirements. Cash services are available at the bank’s own branches and ATMs, and withdrawals are usually free within the nationwide BankCard ServiceNetz of cooperative banks. As a cooperative (eG), customers can become members by subscribing shares; potential dividend payments depend on results and a members’ meeting resolution. The bank is subject to German regulation and supervision and participates in the cooperative institutional protection scheme; statutory deposit protection up to 100,000 EUR per depositor applies. Pricing follows published fee schedules and varies by account model and usage; the regional branch footprint and a product range oriented to the cooperative network may be limiting for customers seeking nationwide branch access or broader third-party offerings.