Raiffeisenbank Bad Saulgau eG products, services and reviews

About Raiffeisenbank Bad Saulgau eG

Raiffeisenbank Bad Saulgau eG is a regional cooperative bank based in Bad Saulgau, Baden‑Württemberg, and part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. Its offering covers retail and SME banking with current accounts, savings and term deposits, domestic and cross‑border SEPA payments, girocard and credit cards issued in cooperation with the group, consumer loans, mortgages and home financing (including building society products), agricultural and business lending, securities and investment funds via group partners, insurance solutions, and merchant acquiring and payment services. Access is provided through local branches and self‑service terminals, online banking and the VR Banking app; cash services are available via the nationwide BankCard ServiceNetz of cooperative banks. Pricing is based on published fee schedules and depends on the selected account model and usage; lending conditions and overdraft rates are subject to credit assessment and can change. Customers may become members by acquiring cooperative shares, which provide voting rights; any distribution on shares depends on the bank’s results and corporate decisions. Deposits are protected by the statutory German deposit guarantee up to 100,000 euros per depositor; the bank also participates in the cooperative group’s institutional protection scheme (BVR Institutssicherung), which is designed to prevent insolvency. The institution is supervised by BaFin and the Deutsche Bundesbank and processes payments under SEPA standards; specific terms, branch hours, and identifiers (IBAN/BIC) are published by the bank and should be checked before account opening or switching.