Raiffeisenbank Bad Windsheim eG products, services and reviews

About Raiffeisenbank Bad Windsheim eG

Raiffeisenbank Bad Windsheim eG is a German cooperative bank (eingetragene Genossenschaft) serving private and corporate customers in and around Bad Windsheim, Bavaria. As part of the Volksbanken Raiffeisenbanken cooperative financial network with DZ BANK as central institution, it provides standard retail and SME services including current and savings accounts, term deposits, consumer and mortgage lending, business financing and cash management, card issuance (girocard and international debit/credit), securities custody and investment funds via group partners such as Union Investment, building society savings and home financing via Schwäbisch Hall, insurance brokerage via R+V, and leasing or other working-capital solutions through network providers. Payment services cover SEPA transfers, direct debits, standing orders and card payments; online and mobile banking with strong customer authentication under PSD2 is available, and contactless and mobile wallet payments are supported where offered within the cooperative network. The bank maintains a regional branch and ATM presence and connects customers to the nationwide BankCard ServiceNetz of the cooperative banks for cash withdrawals. It is supervised by BaFin and the Deutsche Bundesbank. Deposits are protected under the German statutory deposit guarantee (up to EUR 100,000 per depositor) administered by BVR Institutssicherung and supplemented by the institutional protection scheme of the cooperative financial network. As a cooperative, customers may acquire shares and become members with voting rights in the general meeting; any dividend on shares is subject to annual resolution and not guaranteed. Account packages, lending conditions, interest rates and fees are published in the Preis- und Leistungsverzeichnis and depend on usage and creditworthiness; complaints can be escalated to the cooperative banking ombudsman (Kundenbeschwerdestelle beim BVR).