Raiffeisenbank Baisweil-Eggenthal-Friesenried eG products, services and reviews

About Raiffeisenbank Baisweil-Eggenthal-Friesenried eG

Raiffeisenbank Baisweil-Eggenthal-Friesenried eG is a local cooperative bank (eingetragene Genossenschaft) serving private and business customers in and around the municipalities of Baisweil, Eggenthal, and Friesenried in Bavaria. As part of the Volksbanken Raiffeisenbanken cooperative financial network, it focuses on regional banking with member ownership (one member, one vote) and the option to subscribe cooperative shares; any dividend depends on annual results and resolutions. The bank provides standard retail and small-business services, including current accounts, savings and term deposits, payment services within SEPA, domestic and international transfers, debit and credit cards, consumer loans, overdrafts, and mortgage and business financing, with ancillary products typically offered via group partners (e.g., insurance and investments). Access is available through local branches, online banking, and a mobile app, with two-factor authentication in line with PSD2; customers can use the BankCard ServiceNetz of the Volksbanken Raiffeisenbanken for nationwide ATM withdrawals, while fees may apply at third-party ATMs and for certain card uses abroad. Pricing follows the official schedule of fees and services (Preis- und Leistungsverzeichnis), and account packages and card options vary by use case. The institution is supervised by BaFin and the Deutsche Bundesbank. Deposits are protected up to 100,000 EUR per depositor under the statutory scheme operated by BVR Institutssicherung GmbH; the cooperative network also maintains an additional institutional protection scheme. Product availability, interest rates, limits, and digital features can change; prospective customers should review current terms and disclosures provided by the bank.