Raiffeisenbank Berghülen eG products, services and reviews

About Raiffeisenbank Berghülen eG

Raiffeisenbank Berghülen eG is a local German cooperative bank based in Berghülen in the Alb-Donau district and part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. Its product set covers everyday retail and small-business banking, including current accounts, savings and fixed-term deposits, consumer loans, mortgages, and payment services; for businesses and agriculture it provides working capital and investment finance and offers POS solutions and acquiring via group partners such as VR Payment, as well as leasing through cooperative network providers. Investment and securities services are distributed in cooperation with entities from the cooperative group, notably Union Investment and DZ BANK, while insurance is typically placed with R+V Versicherung and building-society savings and loans with Bausparkasse Schwäbisch Hall. Digital access is provided through online banking and the VR Banking app with PSD2-compliant two-factor authentication via a TAN app; cards include girocard and credit cards, and cash access is available through the broader ATM network of the Volksbanken Raiffeisenbanken. Fees and interest conditions are set locally and published in the bank’s price schedule; account packages generally carry monthly charges with separate pricing for cards and transactions, and specific features such as support for Apple Pay or Google Pay, fully online account opening, or extended securities trading options depend on the current product lineup and partner platforms. The bank participates in the BVR Institutssicherung (statutory deposit protection up to 100,000 EUR per depositor) and the voluntary protection scheme of the cooperative group, and it is supervised by BaFin and the Deutsche Bundesbank. As a registered cooperative (eG), ownership lies with member-customers who can subscribe shares and vote at the general meeting; management is handled by an executive board overseen by a supervisory board. International transfers are processed via SEPA and SWIFT using the group’s infrastructure, and risk-bearing products are subject to regulatory suitability and disclosure requirements. The offering reflects the standardized range typical of local Volksbanken Raiffeisenbanken, with regional service focus and bank-specific pricing.