Raiffeisenbank Biberach eG products, services and reviews

About Raiffeisenbank Biberach eG

Raiffeisenbank Biberach eG is a regional cooperative bank in the Volksbanken Raiffeisenbanken network serving retail, small business, and agricultural clients in and around the Biberach area of Baden-Württemberg. As a Genossenschaftsbank (eG), it is owned by members who can subscribe for shares and exercise voting rights in the general meeting; dividends, if any, depend on annual results and the bank’s policies. The bank offers current and savings accounts, payments (girocard, SEPA transfers, standing orders, and card/online payments), consumer and auto loans, mortgages, business financing including working capital and investment loans, and advisory services for pensions, investments, and insurance typically provided with network partners such as DZ BANK, Union Investment, R+V Versicherung, and Bausparkasse Schwäbisch Hall. Digital access includes online banking and a mobile app provided within the cooperative network, along with card-based and contactless payments; acceptance and merchant services are available via VR Payment. Fees and interest conditions vary by product and usage and are detailed in the bank’s Preis- und Leistungsverzeichnis; account models often differ by service bundle and transaction volume. Deposits are protected by the German statutory deposit guarantee up to 100,000 euros per depositor per bank; the cooperative financial network also maintains an institutional protection scheme (BVR) that aims to avert member bank insolvency and may provide additional protection within its rules. Raiffeisenbank Biberach eG is supervised by BaFin and the Deutsche Bundesbank and operates a local branch and ATM presence; customers can use the wider Volksbanken Raiffeisenbanken ATM network for cash services.