Raiffeisenbank Bibertgrund eG products, services and reviews

About Raiffeisenbank Bibertgrund eG

Raiffeisenbank Bibertgrund eG is a regional cooperative bank in Germany operating within the Volksbanken Raiffeisenbanken network, focused on retail customers, self-employed professionals, and small and mid-sized enterprises in its local market. As an eG (registered cooperative), clients may become members by purchasing cooperative shares, which confer voting rights and a potential dividend that is decided annually; membership terms, share limits, and payouts are set by the bank and can change. The product lineup typically includes current accounts, savings and term deposits, consumer loans, mortgages, business accounts, working capital and investment financing, and payment services such as SEPA transfers and direct debits. Securities services and insurance are generally provided via partners within the cooperative financial group, and card products usually cover girocard and common credit card brands with contactless and mobile-wallet support where offered. Digital access is provided through online banking and the VR Banking app, with strong customer authentication; branch-based advisory and service remain available, though opening hours and in-person capabilities are location-dependent. Cash access is supported through the nationwide cooperative ATM network; third‑party ATM withdrawals may incur fees. Deposits are protected up to 100,000 EUR per depositor under the statutory German and EU scheme administered for cooperative banks, alongside the institutional protection system of the BVR that aims to prevent insolvency. Pricing, interest rates, lending decisions, and eligibility depend on individual circumstances and the bank’s regional policies, and account opening can be limited to customers within the service area.