Raiffeisenbank Bidingen eG products, services and reviews

About Raiffeisenbank Bidingen eG

Raiffeisenbank Bidingen eG is a small German cooperative bank (eingetragene Genossenschaft) serving its local area with retail and small-business banking. As part of the Volksbanken Raiffeisenbanken network, it offers current accounts (Girokonten), SEPA payment services, debit cards (Girocard) with contactless functionality, cash access via the group’s BankCard ServiceNetz ATMs, savings and term deposit options, and lending such as consumer financing, mortgages, and agricultural or commercial loans. Investment and insurance products are available through the cooperative group’s standard providers, and international transfers can be executed via correspondent banking. Digital access includes online banking and a mobile app using PSD2-compliant strong customer authentication (e.g., app-based TAN or chip TAN), with branch and telephone service for in-person needs. Pricing is set by account model and usage, with monthly maintenance fees and transaction charges disclosed in the bank’s price and service notices; interest conditions are published and adjusted as required. Deposits are protected within the cooperative sector’s institutional protection scheme; BVR Institutssicherung GmbH is recognized under the German Deposit Guarantee Act, providing statutory coverage up to EUR 100,000 per depositor, complemented by the sector’s institutional support aimed at preventing insolvency. The institution is supervised by BaFin and the Deutsche Bundesbank. As a registered cooperative, customers can become members by subscribing shares, receiving voting rights; any dividend on shares depends on annual results and member resolutions. Prospective clients should review current tariffs, product terms, identification requirements, and local service hours.