Raiffeisenbank Bobingen eG products, services and reviews

About Raiffeisenbank Bobingen eG

Raiffeisenbank Bobingen eG is a regional cooperative bank serving private customers, self-employed and small businesses in and around Bobingen (Bavaria), organized under German cooperative law (eG) and operating within the Volksbanken Raiffeisenbanken network. The bank provides everyday banking (current accounts, savings, term deposits), lending (consumer loans, mortgages, overdrafts, SME financing) and payment services, typically issuing girocard and, depending on configuration, Debit Mastercard or Visa Debit; credit cards are provided via cooperative partners. Digital access is available through the VR Banking app and online banking with PSD2-compliant strong customer authentication using app-based TAN (SecureGo plus) or chipTAN/Sm@rt-TAN; SEPA transfers, standing orders and card controls are standard, while instant payments and wallet services such as Apple Pay or Google Pay depend on eligible cards and activation. Investment and securities services, including custody accounts, brokerage and fund savings plans, are distributed through network partners such as DZ BANK/Union Investment; insurance and building-savings products are available via R+V Versicherung and Bausparkasse Schwäbisch Hall. Pricing follows a published price and service list with account packages and usage-based fees; interest conditions are adjusted to market levels and disclosed by the bank. Deposits are protected up to 100,000 EUR per depositor by the legally recognized BVR Institutssicherung; an additional institutional protection scheme within the cooperative group is designed to stabilize member institutions. The bank is supervised by BaFin and the Deutsche Bundesbank, offers cash access via the nationwide BankCard ServiceNetz, and operates a local branch footprint; account opening uses standard German identification procedures (e.g., VideoIdent/PostIdent). Cooperative membership is possible via subscribed shares with one-member-one-vote governance; any member dividend depends on annual results. Credit products are subject to creditworthiness and collateral where applicable, and investment products involve market risk.