Raiffeisenbank Bühlertal eG products, services and reviews

About Raiffeisenbank Bühlertal eG

Raiffeisenbank Bühlertal eG is a regional cooperative bank headquartered in Bühlertal, Baden-Württemberg, operating within the Volksbanken Raiffeisenbanken network. It focuses on retail and small-business banking, offering current accounts, savings and term deposits, consumer and home financing, payments and cash services, and basic corporate banking for local SMEs. Customers typically use a girocard for domestic payments and can obtain credit cards (Visa/Mastercard) issued via the cooperative network; contactless functions are standard, and compatibility with digital wallets may be available depending on the card product. Digital access includes online banking and the VR Banking App with two-factor authentication for login and transactions; branch and telephone service are provided during the bank’s published hours. Investment and pension solutions are distributed through network partners such as Union Investment and Bausparkasse Schwäbisch Hall, and insurance is commonly arranged via R+V Versicherung. As a cooperative (eG), clients can become members by subscribing shares and receive voting rights in the general meeting; any dividend on shares depends on annual results and the resolutions adopted. Deposits are protected through the institutional protection scheme of the German cooperative banks (BVR Institutssicherung), which fulfills statutory deposit guarantee requirements up to 100,000 euros per depositor; the bank also participates in the additional protection scheme of the BVR. Pricing follows the published schedule of prices and services and varies by account model and usage; cash withdrawals at third-party ATMs, paper statements, and certain payment services may incur fees. The institution operates under German banking regulation and supervision (BaFin and Deutsche Bundesbank).