Raiffeisenbank Butjadingen-Abbehausen eG products, services and reviews

About Raiffeisenbank Butjadingen-Abbehausen eG

Raiffeisenbank Butjadingen-Abbehausen eG is a regional cooperative bank in Lower Saxony serving private, business, and agricultural customers in and around Butjadingen and Abbehausen. Organized as an eingetragene Genossenschaft (eG), it is owned by member-shareholders and operates under German cooperative law, with banking supervision by BaFin and the Deutsche Bundesbank. Its product set typically includes current and savings accounts, domestic and SEPA payments, girocard and credit card issuance via the cooperative financial network, consumer loans and overdrafts, residential real estate financing, and solutions for small enterprises and farms. Investment funds, securities custody, building society savings, and insurance are commonly offered through group partners from the cooperative financial network; access and suitability depend on advisory and regulatory requirements. Customers have branch-based advisory services and digital channels for account management and transfers; cash access is available through the nationwide BankCard ServiceNetz of Volksbanken Raiffeisenbanken. Pricing generally follows account models with monthly maintenance fees and charges for selected services (for example, paper statements or manual transactions), and lending and deposit rates are subject to change. Deposits are covered within the cooperative group’s protection architecture, which includes the officially recognized deposit guarantee scheme BVR Institutssicherung GmbH and the additional institutional protection scheme of the BVR; coverage limits and conditions are defined by law and scheme statutes. Membership in the cooperative is optional for most banking services but involves subscribing shares that carry rights and obligations. The bank’s geographic footprint is local, which may limit in-person access outside the region. Account opening requires standard identification and compliance checks; product availability, terms, and fees should be confirmed directly with the bank’s latest schedules and disclosures.