Raiffeisenbank Dietersheim und Umgebung eG products, services and reviews

About Raiffeisenbank Dietersheim und Umgebung eG

Raiffeisenbank Dietersheim und Umgebung eG is a regional cooperative bank serving Dietersheim and surrounding municipalities in Bavaria. As part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken with DZ BANK as central institution, it combines local decision-making with access to group solutions from partners such as R+V Versicherung, Union Investment and Bausparkasse Schwäbisch Hall. The product range covers current accounts and cards, savings and term deposits, consumer and mortgage financing, securities custody and brokerage, and services for small businesses and agricultural clients including business accounts, payment acceptance and liquidity financing. Customers have access to online banking and a mobile app with strong customer authentication, e-statements, SEPA transfers and contactless card payments, while branch-based advisory remains available for account opening, lending and investment consultations. Cash services are provided at its own locations and across the nationwide cooperative ATM network; out-of-network withdrawals and foreign usage are charged according to the published schedule of prices and services. Deposits are covered by the BVR Institutssicherung (statutory protection up to 100,000 EUR per depositor) and the institutional protection scheme of the cooperative financial group. As a cooperative (eG), eligible clients can acquire member shares that confer voting rights and, subject to results and annual meeting decisions, a dividend; share subscription limits and conditions are set locally. The bank operates under the supervision of BaFin and the Deutsche Bundesbank; pricing, interest conditions and eligibility criteria are specified in the Preis- und Leistungsverzeichnis and vary by product and channel.