Raiffeisenbank Eichenbühl und Umgebung eG products, services and reviews

About Raiffeisenbank Eichenbühl und Umgebung eG

Raiffeisenbank Eichenbühl und Umgebung eG is a German registered cooperative bank based in Eichenbühl (Bavaria) that operates under the regional principle and serves private customers, small businesses, and agricultural clients in the surrounding area. As a member of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken, it provides retail banking services including current and savings accounts, term deposits, payment services, girocard and credit cards, consumer loans, and mortgage or construction financing; corporate customers typically have access to working-capital facilities, investment loans, and cash management. Investments, securities custody, building society savings, and insurance are commonly offered through group partners such as Union Investment, DZ BANK, Bausparkasse Schwäbisch Hall, and R+V Versicherung. Access channels include local branches, self-service ATMs within the BankCard ServiceNetz, online banking, and the VR BankingApp with strong customer authentication (for example chipTAN or app-based procedures); contactless payments are supported, and compatibility with mobile wallets depends on the specific card issuer. International transfers are processed via SEPA and correspondent banking through the group’s central institution. Prices, fees, and interest conditions are published in the bank’s price and service schedule and vary by account model; lending terms depend on creditworthiness and collateral. Depositors benefit from the institutional protection scheme of the National Association of German Cooperative Banks (BVR) and the statutory BVR Institutssicherung; statutory deposit protection up to 100,000 EUR per depositor per institution applies within the legal framework. The bank is supervised by BaFin and the Deutsche Bundesbank. Customers may acquire cooperative shares and become members with voting rights; any dividend is determined annually and is not guaranteed. Complaint handling follows sector standards, including access to the BVR ombudsman procedure. Product availability, features, and digital functions can change and should be verified through the bank’s official channels.