Raiffeisenbank Eifeltor eG products, services and reviews

About Raiffeisenbank Eifeltor eG

Raiffeisenbank Eifeltor eG is a German cooperative bank (eingetragene Genossenschaft) serving the Eifel region within the Volksbanken Raiffeisenbanken network. It focuses on retail and small-business banking, offering current accounts (Girokonten), savings and term deposits, debit cards (girocard) and optional credit cards via cooperative partners, along with online banking and a mobile app provided through the group’s shared IT platform. Standard payment services include SEPA transfers and contactless functionality; cash access is supported by the nationwide BankCard ServiceNetz of cooperative ATMs. Lending covers consumer loans, overdrafts, vehicle finance, and real estate financing, while business clients typically find working-capital and investment loans, payment solutions, and cash management, often delivered with network partners. Investment funds and securities services are usually distributed through Union Investment and other DZ BANK Group entities; insurance products are available via R+V Versicherung; home savings contracts are offered through Bausparkasse Schwäbisch Hall. Pricing generally follows fee-based account packages with conditions detailed in the bank’s Preis- und Leistungsverzeichnis; interest rates and card terms depend on the selected model and customer profile. The branch footprint is local with opening hours typical for regional institutions, and customer service is oriented to the bank’s geographic catchment area. Raiffeisenbank Eifeltor eG is supervised by BaFin and the Deutsche Bundesbank, and deposits are covered by the German statutory deposit guarantee up to 100,000 euros per depositor plus the cooperative sector’s institutional protection scheme (BVR Institutssicherung). Suitability hinges on the need for local relationship banking versus broader product ranges or promotional pricing available from larger or digital providers; prospective customers should review current fees, card conditions, and lending terms before applying.