Raiffeisenbank Erkelenz eG products, services and reviews

About Raiffeisenbank Erkelenz eG

Raiffeisenbank Erkelenz eG is a regional cooperative bank (eingetragene Genossenschaft) headquartered in Erkelenz, Germany, offering retail and business banking services typical for local Volks- und Raiffeisenbanken: current and savings accounts, payment services, consumer and mortgage lending, financing for small and medium-sized enterprises, investment and insurance products often arranged through partner networks, and online and telephone banking channels alongside physical branch services; governance follows cooperative principles with members entitled to participate in general meetings and elect representatives, and the bank operates under German banking supervision (BaFin/Bundesbank) with deposit protection arrangements customary for cooperative banks. The institution’s footprint is focused on Erkelenz and nearby communities, so branch availability, opening hours and in-person service are oriented to local customers rather than a nationwide retail footprint; digital services are provided but may not match the feature set or scale of major national or direct banks. Pricing, interest rates and service conditions vary by product and customer profile, so comparison with other providers is advisable; prospective customers should review fee schedules, credit terms and digital functionality to ensure they meet individual needs.