Raiffeisenbank Eschlkam-Lam-Lohberg-Neukirchen b. Hl. Blut eG products, services and reviews

About Raiffeisenbank Eschlkam-Lam-Lohberg-Neukirchen b. Hl. Blut eG

Raiffeisenbank Eschlkam-Lam-Lohberg-Neukirchen b. Hl. Blut eG is a regional cooperative bank serving private, business, and agricultural customers in the Bavarian border area around Eschlkam, Lam, Lohberg, and Neukirchen b. Hl. Blut. As an eingetragene Genossenschaft, customers can acquire membership shares and exercise voting rights at the general meeting. The bank’s core offerings typically include current accounts, savings and term deposits, consumer and mortgage lending, working capital and investment financing for SMEs, payments and cash management, cards, and basic securities and custody services. As part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken, it distributes products from DZ BANK Group partners such as Union Investment (investments), R+V Versicherung (insurance), and Bausparkasse Schwäbisch Hall (building society savings and financing). Payment services cover SEPA credit transfers and direct debits, international transfers via SWIFT, and a card portfolio that generally includes girocard and Mastercard/Visa credit cards issued through the cooperative network; access to digital wallets and contactless features depends on card type and issuer settings. The bank participates in the BankCard ServiceNetz, enabling cash withdrawals at participating cooperative ATMs nationwide; withdrawals at non-network ATMs may incur third‑party fees. Online and mobile banking are available for everyday transactions, account management, and secure messaging; in‑branch service and self‑service terminals are provided across its local footprint. Pricing follows the published Preis- und Leistungsverzeichnis, with account packages carrying monthly fees and itemized charges for selected services; business tariffs are separate. Deposits are protected by the statutory German deposit guarantee via BVR Institutssicherung GmbH up to 100,000 EUR per depositor, complemented by the institutional protection scheme of the National Association of German Cooperative Banks (BVR). The institution is subject to prudential supervision by BaFin and the Deutsche Bundesbank and is integrated into the cooperative group’s shared infrastructure for IT and payments. Prospective clients should review identification requirements, the current fee schedule, and the availability of optional features such as instant payments or specific digital wallet support before opening an account.