Raiffeisenbank Flachsmeer eG products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Raiffeisenbank Flachsmeer eG
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Raiffeisenbank Flachsmeer eG
4.0
Germany
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
AA-
About Raiffeisenbank Flachsmeer eG
Raiffeisenbank Flachsmeer eG is a regional cooperative bank based in the Flachsmeer area of Westoverledingen (district of Leer, Lower Saxony) and is part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. It operates on a member-owned model in which customers can purchase cooperative shares that confer voting rights; any dividend on shares is decided annually and is not guaranteed. The bank focuses on retail and small-business clients in its local market, offering current accounts, savings and term deposits, consumer loans and overdrafts, residential mortgages, and commercial and agricultural financing. Securities custody and investment funds are typically provided through group partners such as Union Investment, while insurance products are available via R+V; building-savings contracts are commonly arranged through Bausparkasse Schwäbisch Hall. Payment services include SEPA transfers and standing orders, girocard and, depending on the product, Debit Mastercard or Visa Debit, with cash withdrawals available at the nationwide Volksbanken Raiffeisenbanken ATM network; fees may apply outside the network and for certain transaction types. Digital banking is provided via the VR Banking app and online banking portal with PSD2-compliant two-factor authentication; mobile wallet support may be available depending on card and issuer. Business services include cash management, POS solutions via VR Payment, and access to public development-bank programs such as KfW where eligibility applies. Accounts generally carry monthly maintenance fees and separate charges for cards, paper statements, and manual services; pricing varies by account model. Identification for onboarding follows German AML requirements (e.g., video identification or PostIdent). Deposits are covered by the BVR Institutssicherung (statutory protection up to 100,000 euros per eligible depositor) and the additional institutional protection scheme of the BVR, designed to prevent bank failures. The bank is supervised by BaFin and the Deutsche Bundesbank, and product availability is typically limited to customers in its regional catchment area.
Raiffeisenbank Flachsmeer eG Deposit guarantee scheme participation
Raiffeisenbank Flachsmeer eG participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Raiffeisenbank Flachsmeer eG Countries of operations
Raiffeisenbank Flachsmeer eG offers their savings products in
Products offered by Raiffeisenbank Flachsmeer eG and interest rates
Raiffeisenbank Flachsmeer eG offers 0 deposits and 0 savings accounts in .
Best interest rates in Germany
Loans offered by Raiffeisenbank Flachsmeer eG
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Contacts
Address
Hauptstraße 119, 26844 Jemgum, Germany
Phone number
+49 4958 9120Website
raiba-flachsmeer.deBank identifiers
BIC number
GENODEF1EFY
Name
Raiffeisenbank Flachsmeer eG
Country
Germany