Raiffeisenbank Floß eG products, services and reviews

About Raiffeisenbank Floß eG

Raiffeisenbank Floß eG is a local cooperative bank based in Floß, Bavaria, operating within the Volksbanken Raiffeisenbanken network. It offers standard retail and small-business services including current accounts, savings products, consumer and mortgage lending, payments, and basic cash services, as well as corporate banking for regional SMEs and agricultural clients. Payment options typically include girocard and credit cards provided through cooperative group partners, with domestic and SEPA transfers supported; customers can use the BankCard ServiceNetz for ATM withdrawals across the cooperative network. Securities, funds, insurance, and leasing are generally available via group affiliates such as Union Investment, R+V Versicherung, and VR Smart Finanz. Digital access is provided through online banking and the VR BankingApp with PSD2-compliant strong customer authentication. As a registered cooperative (eG), customers may become members by purchasing cooperative shares, gaining voting rights and potential patronage-based returns as determined by the bank’s governance bodies. Raiffeisenbank Floß eG is supervised by BaFin and the Deutsche Bundesbank and participates in the BVR Institutssicherung (recognized deposit guarantee scheme) covering eligible deposits up to 100,000 EUR per depositor, with an additional voluntary institutional protection scheme maintained by the cooperative sector. Fees, interest rates, and account conditions are published in the schedule of prices and services and vary by product and usage; availability of services and language support is primarily geared to the local market.