Raiffeisenbank Floß eG products, services and reviews

About Raiffeisenbank Floß eG

Raiffeisenbank Floß eG is a regional cooperative bank based in Floß, Bavaria, operating under the legal form of an eingetragene Genossenschaft (eG) and serving private customers, small and medium enterprises and local agricultural clients through a combination of branch services and digital channels; as with other German cooperative banks it offers standard retail products such as current accounts (Girokonten), savings and deposit products, consumer loans, mortgages and business credit, payment and card services (Girocard/EC and credit cards), as well as advisory services for financing, retirement provision and basic investment products, often delivered in cooperation with the wider Volksbanken Raiffeisenbanken network. The institution is subject to German banking supervision (Bundesanstalt für Finanzdienstleistungsaufsicht – BaFin – and Deutsche Bundesbank) and participates in the cooperative sector’s deposit protection mechanism administered by the Genossenschaftliche FinanzGruppe/BVR rather than being a publicly traded company; governance follows cooperative principles with members entitled to vote in general meetings and to elect representative bodies in accordance with its statutes. Customers can access services through local branches and ATMs, online banking and mobile apps provided by the cooperative network, with product availability, opening hours and specific fees set at the regional level; tailored commercial lending and agricultural financing remain a structural focus reflecting the bank’s community orientation. Fees, interest rates and contractual terms vary by product and are disclosed in account and loan agreements; prospective customers should compare current offers and check the bank’s terms and regulatory disclosures or contact the bank directly for up-to-date information and personalized advice.