Raiffeisenbank Fuchstal- Denklingen e.G. products, services and reviews

About Raiffeisenbank Fuchstal- Denklingen e.G.

Raiffeisenbank Fuchstal-Denklingen eG is a regional cooperative bank serving the municipalities of Fuchstal and Denklingen in the district of Landsberg am Lech, Bavaria, and is part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. It provides standard retail and small-business banking services including current accounts, savings and term deposits, SEPA payments, standing orders and direct debits, girocard and credit/debit card issuance via the cooperative network, as well as online and mobile banking with PSD2-compliant two-factor authentication. Lending products typically include overdrafts, consumer loans, mortgages, and financing for SMEs and agriculture; investment, insurance, and home savings products are offered through network partners such as Union Investment, R+V Versicherung, and Bausparkasse Schwäbisch Hall, while merchant acquiring and payment solutions are available via VR Payment. Cash access is supported through its branches and self-service terminals and via the nationwide BankCard ServiceNetz of cooperative banks; fees and account conditions follow published price schedules and vary by account package and usage (e.g., third-party ATM withdrawals, paper statements, or international transfers may incur charges). As a cooperative, customers may acquire shares and become members with voting rights in the general assembly; any member dividend depends on the bank’s results and corporate decisions. Deposits are protected under the BVR Institutssicherung (statutory coverage up to 100,000 euros per depositor) and additionally by the institutional protection scheme of the cooperative financial network; the bank is supervised by BaFin and the Deutsche Bundesbank. The institution primarily serves private and business customers in its local catchment area, with a product range and digital feature set typical for German cooperative banks; some services and securities brokerage are provided through group entities, and nationwide reach is limited compared with larger or direct banks.