Raiffeisenbank Gammesfeld eingetragene Genossenschaft products, services and reviews

About Raiffeisenbank Gammesfeld eingetragene Genossenschaft

Raiffeisenbank Gammesfeld eingetragene Genossenschaft (Raiffeisenbank Gammesfeld eG) is a very small, locally focused German cooperative bank serving Gammesfeld and the surrounding Creglingen area. As an eG, it is owned by its members; customers can typically acquire cooperative shares, vote at the general meeting, and may receive a member dividend subject to results and resolutions. The bank concentrates on straightforward retail and small-business banking, including giro accounts, savings and term deposits, basic payments (SEPA transfers, direct debits, standing orders), and lending to households, farmers, and local enterprises; securities, investment funds, building-savings contracts, insurance, and credit cards are generally offered via the cooperative financial network’s partners. Access is centered on its single local branch and standard remote channels, with online and mobile banking available through the Volksbanken Raiffeisenbanken infrastructure for enrolled customers; cash services are supported via the cooperative ATM network. Pricing follows the published schedule of prices and services, with typical charges for account maintenance, cards, and certain transactions; conditions for loans and deposits are set individually based on customer profile and market rates. Deposits are protected under the German statutory deposit guarantee up to 100,000 euros per depositor, implemented in the cooperative sector by BVR Institutssicherung, with an additional institutional protection scheme in place. The institution is part of the Genossenschaftliche FinanzGruppe, uses shared payment and IT rails common to that sector, and is supervised by BaFin and the Deutsche Bundesbank. Its narrow geographic footprint and modest size imply a limited product breadth and concentration in the local economy, while credit decisions and customer service are handled at close range with short organizational paths. Potential customers should review current tariffs, membership terms, and opening hours, and confirm availability of specific partner products before onboarding.