Raiffeisenbank Geiselhöring-Pfaffenberg eG products, services and reviews

About Raiffeisenbank Geiselhöring-Pfaffenberg eG

Raiffeisenbank Geiselhöring-Pfaffenberg eG is a regional cooperative bank in Lower Bavaria serving Geiselhöring, Pfaffenberg/Laberweinting, and surrounding communities. Organized as an eingetragene Genossenschaft (eG), it operates within the Volksbanken Raiffeisenbanken cooperative financial network with DZ BANK as the central institution and is supervised by BaFin and the Deutsche Bundesbank. Deposits are protected by the institutional protection scheme of the cooperative sector (BVR Institutssicherung GmbH), which also fulfills the statutory deposit guarantee up to 100,000 EUR per depositor; an additional voluntary protection system (BVR Sicherungseinrichtung) applies within the group. The bank focuses on retail and small-business banking, offering current accounts, savings products, girocard and credit cards (usually Mastercard or Visa via network partners), SEPA transfers and direct debits, online and mobile banking (VR-BankingApp), and access to ATMs through the BankCard ServiceNetz. Lending typically includes overdrafts, consumer loans, home financing (including mediated KfW programs), agricultural and SME credit; leasing and other solutions are available via cooperative partners. Investment and insurance distribution generally use group providers such as Union Investment, Bausparkasse Schwäbisch Hall, and R+V Versicherung, with securities custody available for brokerage clients. Governance follows cooperative principles, allowing eligible customers to become members with voting rights, alongside a management and supervisory board structure. Pricing is set out in the bank’s price and service list; account packages, cards, cash services, and out-of-network withdrawals may incur fees. Branch-based advice is offered with location-specific hours, supplemented by digital channels. Terms, eligibility, and availability can change and should be confirmed directly with the bank.