Raiffeisenbank Greding-Thalmässing eG products, services and reviews

About Raiffeisenbank Greding-Thalmässing eG

Raiffeisenbank Greding-Thalmässing eG is a regional cooperative bank in Bavaria serving private and business customers in and around Greding and Thalmässing. As a member of the Volksbanken Raiffeisenbanken cooperative financial network, it is owned by members who can acquire cooperative shares and exercise voting rights; profit distribution and conditions on shares are determined by the bank in line with statutory and cooperative rules. The bank offers standard retail and SME banking services, including giro accounts with debit cards, domestic and cross-border SEPA transfers, standing orders, savings and term deposits, consumer loans, mortgage and construction financing, and financing solutions for local businesses and agriculture; securities custody and investment funds are typically provided via cooperative network partners such as Union Investment and DZ BANK, with insurance and building society products commonly available through R+V Versicherung and Bausparkasse Schwäbisch Hall. Access is provided through a local branch and self-service network in its core area, online banking and the VR banking app, and customer support via phone, secure messaging, and email; cash services and withdrawals are available at the bank’s machines and across the nationwide cooperative ATM network. Card payments include contactless functionality, and support for mobile wallets depends on card type and provider. For corporate clients, EBICS and other file-based payment services are generally available; merchant acquiring and terminals are offered through cooperative providers. Pricing follows published fee schedules for account maintenance, cards, and transactions, and interest rates and conditions can vary by product and change over time; eligibility typically requires standard German KYC, with additional documentation for businesses. Deposits are protected up to 100,000 euros per depositor under Germany’s statutory deposit guarantee as implemented for cooperative banks via BVR Institutssicherung GmbH; the cooperative financial network also maintains an institutional protection scheme designed to prevent member institution insolvency. The bank operates under the supervision of the Federal Financial Supervisory Authority (BaFin) and the Deutsche Bundesbank, uses German IBANs for SEPA payments, and participates in PSD2 open-banking interfaces. The offering is oriented to customers within its geographical footprint, and product availability, onboarding options, service languages, branch opening hours, and exact fees are set by the bank and published through its official channels.