Raiffeisenbank Gymnich eG products, services and reviews

About Raiffeisenbank Gymnich eG

Raiffeisenbank Gymnich eG is a local cooperative bank based in Erftstadt-Gymnich serving private customers, self‑employed clients, small and medium‑sized enterprises, and agricultural businesses in its region. The bank offers standard retail services including current accounts, savings and term deposits, debit and credit cards, domestic and cross‑border payments (SEPA and international via the cooperative network), consumer loans, mortgages, and business financing. Investment funds, securities brokerage, building society savings, and insurance are provided through the Genossenschaftliche FinanzGruppe partners such as Union Investment, Bausparkasse Schwäbisch Hall, DZ BANK, and R+V Versicherung. Digital access is available through online banking and the VR BankingApp with two‑factor authentication; chipTAN/pushTAN methods and electronic statements are supported, and EBICS is typically available for corporate users. Cash services are provided at local branches and self‑service terminals, with withdrawals nationwide at the Volksbanken Raiffeisenbanken ATM network; fees may apply outside the network or depending on account model. Pricing follows account packages and service usage; detailed conditions, interest rates, and card options are published in the bank’s price and service list. As a cooperative (eG), customers can usually become members by acquiring shares, gaining voting rights at the general meeting and potential dividend subject to resolution. The bank is supervised by BaFin and the Deutsche Bundesbank. Deposits are protected by the BVR Institutssicherung GmbH (which fulfills the statutory deposit guarantee up to 100,000 EUR per depositor) and additionally by the institutional protection scheme of the German Cooperative Financial Network. Product approval is subject to creditworthiness and regulatory requirements; investment products carry market risk.